Single Mother Financial Help Information
> Financial Help for Single Mothers
> Home Energy Assistance Programs for Single Moms
> Financial Help for Divorced Women and Moms
> College Study Tips for Single Mothers - Video
> How to Find College Grants for Single Mothers - Video
> Government Housing Grants for Single Moms
> Nutrition & Health Government Grants for Single Mothers
> Daycare Financial Help for Working Single Moms
> Government Grants for Single Moms Buying Home for First Time
> Applying for Food Stamps for Single Moms
> Low Cost Grocery Shopping for Single Moms
> Search for Affordable Housing for Single Mothers
> Child Support Help for Single Mothers
> Financial Help for Disabled Mothers
> Scholarships for Kids with Deceased Parent

Index of Financial Grants

> Federal Pell Grant
> Federal Supplemental Educational Opportunity Grant (FSEOG)
> Teacher Education Assistance for College and Higher Education (TEACH) Grant
> peaChic Grant
> Temporary Assistance for Needy Families (TANF)
> CoAbode Single Mothers House Sharing
> Housing Choice Voucher Program & State Rental Assistance Program
> Transitional Housing Grant Program
> The Vision House
> Sunshine Lady Foundation
> Women's Independence Scholarship Program, Inc.
> SOROPTIMST, Best for Women Organization
> Women's Opportunity Awards
> American Association of University Women (AAUW)
> Domestic Violence Shelter Grant Program - Mary Kay Foundation
> Girls Going Places® Entrepreneurship Award Program
> WIC (Women, Infants, and Children) Program
> Insure Kids Now! Program
> National School Lunch Program (NSLP)
> Child Care Aware
> Child Care and Development Fund Contacts
> Early Head Start - National Resource Center
> Federal Housing Association (FHA) Loans
> AmeriDream Inc. - Down Payment Assistance for Home Buyers
> Supplemental Security Income (SSI)
> Easter Seals Disability Services
> Privacy Policy & Contact Us

Government Grants for Single Moms Buying Home for First Time

It is very important for single moms to put a secure roof over their children's head. This home is where the kids will come to everyday after school so it must be hygiene, secure & livable. For single moms that are breadwinners of the home, it is not particularly easy in this economy where jobs are scarce & housing becomes even more expensive. Also, interest rates for 5 year fixed mortgages are on the rise, which would also add to the costs of buying a home. This article is geared towards single moms who want to buy a home first the first time. Go here if you are interested in renting a government subsidized affordable housing for single moms.

Being a single parent, you must consider homes & choose one carefully that meets your lifestyle & living preferences. A single mom must look for safety, affordability & durability of the new home. Whichever area you choose to live in, whether a busy area close to downtown or in the suburb, you must make sure it is affordable and does not stretch your budget making life stressful. Also, the surrounding area must be safe & secure with good neighbours. If you decide to purchase a home, make sure to get it inspected by a property inspector to make sure it is durable & built to last.

The Federal Housing Association (FHA) allows single moms to purchase homes with only 3.5% down payment & to obtain a 96.5% mortgage loan. The loan is typically issued by a financial institution such as a bank or credit union & is insured by the Federal Housing Association. The advantages of such loans are:

- Lower down payments
- Lower closing costs
- Easy credit approval

FHA First Time Home Buyers Program does not require a certain credit score to approve mortgage loans for single moms. Nor does it require your rental history. Visit their website below for lots more information. Sample topics they provide are how to buy fixer-upper homes, financial help for seniors above 62 years, how to make your home more energy efficient, etc.


AmeriDream Inc. is a charitable organization that allows qualified low to moderate income single mothers to purchase homes at affordable prices, improve their lives & raise a family. The AmeriDream Down Payment Assistance program allows single moms to purchase homes by giving them the required down payment. This grant does NOT have to be repaid to AmeriDream and is considered a 'financial gift.' According to the company's website, AmeriDream has helped over 250,000 families become home owners.

AmeriDream provides various other services such as Home Retention Program that allows people who are going through hardship in life such as loss of job, divorce, or serious family illness to retain their homes by providing foreclosure prevention counseling. AmeriDream also offers the Homebuyer Education Program that allows single moms to make good decisions when purchasing their home. Tutoring is available in English & Spanish and in physical classrooms & via interactive online classes.

AmeriDream Building Affordable Homes is another initiative by the organization that is developing 106 affordable homes in Southeast Washington, DC. Known as the Woodson Heights, the initiative will cost $30 million and is meant to provide a safe reliable neighbourhood for hundreds of eligible single moms.